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Products and Services

Deposits

This is a product offered by Standard Bank to its clients which provides an efficient and personalised means to deposit cash, cheques and electronic credits as follows:

Withdrawals

Cash continues to be a major method of payment for goods and services in Mozambique, and may be withdrawn over the counters of any branch of the bank or at any ATM (maximum limit of 5 thousand MT, which may be increased to 9,900.00 thousand MT at the client’s request).

Investments

The bank offers short-, medium- and long-term floating rate deposits, in accordance with market conditions.

Loans

An overdraft is a facility linked to the client’s account, with a previously agreed limit. Since withdrawals may be effected at any time, this type of facility is ideal to pay daily expenses, especially to overcome shortfalls when the client has cash problems.

Trade Finance

Includes the pre- and post-financing of exports and imports of goods and capital goods.

International Banking

As one would expect from a bank that holds sizeable sums in foreign currencies, the conversion of domestic into foreign currency represents no problem in the event of dividend transfers, imports and other payments in foreign currency (subject to approval by the Central Bank). Standard Bank’s services include:

Forward Exchange Rate

O contrato de câmbio a vista permite-lhe comprar ou vender uma moeda em troca de outra.

Traveller’s Cheques

The use of Traveller’s Cheques is the safest and easiest way of protecting your money while travelling.

Notes in Foreign Currency

Standard Bank buys and sells foreign currency, charging competitive rates and fees.

Telegraphic Transfers

A telegraphic transfer is a way of transferring money abroad via telegraph, from one bank to another.

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Events & Social Responsabilities

Standard Bank assinala 120 de actividade bancária em Moçambique

Por ocasião das celebrações dos 120 anos do início das suas operações em Moçambique - cujo aniversário se assinala a 20 de Agosto - o Standard Bank vai desenvolver, ao longo deste ano, diversas actividades comemorativas, sob o lema “Standard Bank: 120 anos de história em Moçambique”.

Natal do Doente apetrecha pediatria do HGJM

O Standard Bank ofereceu, no dia 14 de Dezembro, em Maputo, à enfermaria de Pediatria do Hospital Geral José Macamo, um aparelho de fototerapia, duas balanças digitais neona­tais e roupa de cama para a enfermaria de pediatria e o berçário.